About Your Lending Friend
We're an Australian finance broker specialising in helping everyday Australians access finance - especially those who've been turned away elsewhere.
Your past doesn't define your future. We're here to help you move forward.
Who We Are
Your Lending Friend is an Australian finance broker specialising in helping everyday Australians access finance - especially those who've been turned away elsewhere.
We're not a bank. We're brokers who work for you, comparing options from over 40 lenders to find the right fit for your situation. Whether you need a car loan, personal loan, or business finance, we're here to help you find a way forward.
Our Specialty: Bad Credit
While many brokers treat bad credit as an afterthought, it's our specialty. We've built deep relationships with specialist lenders and understand exactly how to present applications for the best chance of approval.
We understand that good people sometimes hit hard times. A default from years ago doesn't mean you can't afford repayments today. Our specialist lenders look at your whole picture - not just a number on a report.
We Help People With:
Our Values
What sets us apart from other finance brokers
No Judgement
We've all had tough times. We're here to help, not to lecture.
Straight Talking
No jargon, no hidden catches. Just clear advice you can understand.
Real People
Talk to actual humans who take the time to understand your situation.
Your Advocate
We work for you, not the lenders. Your interests come first.
How It Works
Getting approved is simple with our 4-step process
Tell Us What You Need
Complete our simple online form (5 minutes). Tell us about the loan you're after and a bit about your situation.
We Review Your Options
Our brokers assess your application and search our panel of 40+ lenders for suitable options. This doesn't affect your credit score.
We Present Your Choices
We contact you to discuss your options. We explain everything clearly - rates, terms, any catches - so you can make an informed decision.
You Choose & We Process
If you want to proceed, we handle the paperwork and guide you through to settlement. Most loans settle within 2-5 business days.
Checking your options won't affect your credit score
Our Lender Panel
We work with over 40 lenders across Australia, giving you access to a wide range of finance options that you won't find at your local bank branch.
Each lender has different criteria, rates, and specialties. By comparing multiple lenders, we find the best fit for your specific situation.
Including specialists for bad credit, low doc, commercial, and more
We Service All of Australia
From Sydney to Perth, Darwin to Hobart - we help Australians nationwide access the finance they need.
Australians Helped
From first-time car buyers to business owners
Lender Partners
Access to options you won't find elsewhere
Australia-Wide
Remote applications welcome - we come to you