Finance for Mining & Resources Workers
FIFO workers, mining operators, and resources sector professionals - we connect you with lenders who understand mining income, rosters, and the unique aspects of working in resources.
Lenders who understand FIFO and mining income
Finance Solutions for the Mining and Resources Sector
Australia mining and resources sector is world-class, and so are the people who work in it. Whether you are a FIFO worker, site-based operator, or resources sector professional, your hard work in often challenging conditions deserves recognition.
At Your Lending Friend, we work with lenders who understand mining industry employment. They recognise that FIFO rosters, site allowances, and bonus structures all contribute to strong, reliable income.
Whether you need a vehicle for your days off, want to invest in property while earning good money, or are looking to consolidate debts, we can help find finance that works with your roster and income structure.
Why Mining Workers Use Finance Brokers
We understand FIFO income including base rates, allowances, and overtime
Access to lenders who value mining sector employment highly
We can work around your roster - process things while you are on site
Knowledge of various roster patterns and how they affect income assessment
Save time by not dealing with banks during your precious R&R
Support for both personal and investment finance needs
Common Finance Needs for Mining & Resources Workers
We help with a range of finance products tailored to your profession
Car Loans
Whether you need a vehicle for R&R, commuting to the airport, or family use while you are on site - we find car finance that suits your income.
Personal Loans
Whether for home improvements, travel during your breaks, or other personal goals, personal loans can help you make the most of your mining income.
Debt Consolidation
Simplify your finances by combining multiple debts into one manageable payment. Focus on work when on site, not financial stress.
Recreational Finance
Your R&R is precious. Finance boats, caravans, motorbikes, or other recreational vehicles to make the most of your time off.
How It Works
Getting finance is simple
Quick Online Application
Complete our simple 5-minute form. We only ask what we need, and checking your options will not affect your credit score.
We Find Your Match
Our brokers review your situation and match you with suitable lenders from our panel of 40+ including specialists who understand your profession.
Get Your Options
We present your options, explain everything clearly, and help you choose the right loan. Many customers get same-day approval.
Get Funded
Once approved, your funds can be available within 24-48 hours. We handle the paperwork and support you through settlement.
Checking your options won't affect your credit score
Benefits for Mining & Resources Workers
Why Your Lending Friend works for your profession
Roster-Friendly Process
We can progress your application while you are on site, with minimal input needed from you. Enjoy your R&R without finance stress.
Mining Income Recognition
We ensure lenders properly assess your total package including base, allowances, overtime, and bonuses.
Industry Knowledge
We understand different roster patterns, contract types, and the various ways mining employment works.
Remote Communication
Limited phone reception on site? We can work via email and SMS, and schedule calls for when it suits you.
Lenders Who Understand Mining & Resources Workers
We connect you with lenders who appreciate your profession
Lenders Who Value Mining Employment
Many lenders view mining workers as strong borrowers due to high incomes and stable employment in the resources sector.
Understanding of FIFO Income
Our lender panel includes those who properly assess FIFO packages including site allowances, living away allowances, and overtime.
Support for Contract Workers
Mining contractors with regular work history can access finance through lenders who understand contract employment in resources.
Questions? We Are Here to Help
Our team understands the unique needs of mining & resources workers. Get in touch to discuss your situation.
Mining & Resources Workers Finance FAQs
Common questions from professionals like you
Yes, many lenders consider mining employment very favourably due to strong incomes, job security in the resources sector, and the demonstrated work ethic of mining workers.
Good lenders will consider your total package including base...
Good lenders will consider your total package including base salary, site allowances, living away from home allowances, and regular overtime. We ensure your full income is recognised.
Yes. If you have a consistent work history in mining, many l...
Yes. If you have a consistent work history in mining, many lenders will consider contract employment. The resources sector is known for contract work, and lenders understand this.
Absolutely. We can handle most of the process remotely. We w...
Absolutely. We can handle most of the process remotely. We will work around your roster and limited communication windows on site.
Roster changes are common in mining. As long as you are stil...
Roster changes are common in mining. As long as you are still employed and earning similar income, this usually is not a problem. We will help explain any changes to lenders.
There are no upfront fees to use our service. Our fee is inc...
There are no upfront fees to use our service. Our fee is included in your loan and only applies if your loan settles. We are paid by the lender, not you.
Still have questions? Contact our friendly team