Your Lending Friend
Your Feedback Matters

Compliments & Complaints

We value your feedback. Whether you want to share a positive experience or raise a concern, we're here to listen and respond promptly.

Our Commitment to You

Your Lending Friend is committed to providing excellent service. If we fall short of your expectations, we want to know so we can make it right.

We Listen

Every piece of feedback is read and taken seriously by our team.

We Respond Promptly

Complaints are acknowledged within one business day.

We Resolve

We work to find fair outcomes within regulatory timeframes.

How to Lodge a Complaint

Contact Our Complaints Officer

Our Internal Dispute Resolution (IDR) process is operated by Viking Aggregation Pty Ltd (ACN 661 296 457, Australian Credit Licence 543046). You can lodge a complaint through any of the following methods:

Phone

1800 861 004

Email

complimentsandcomplaints@vikingaggregation.com.au

Mail

The Complaints Officer
Viking Aggregation Pty Ltd
Level 3, 12 Waterloo Road
Macquarie Park NSW 2113

Note: You do not need to submit your complaint in writing. You may also have a representative lodge a complaint on your behalf.

Our Complaints Process

1

Acknowledgement

We will acknowledge receipt of your complaint within one business day.

2

Assessment & Investigation

We will review your complaint, examine all relevant documents, and conduct a thorough investigation.

3

IDR Response

We will provide you with a written response detailing the outcome of our investigation and any remedies offered.

Response Timeframes

General Complaints

Response provided no later than 30 calendar days from receipt.

Credit Default Notices

Response provided within 21 calendar days.

Hardship Applications

Response provided within 21 calendar days, with extensions in certain circumstances.

Acknowledgement

All complaints acknowledged within 1 business day.

External Dispute Resolution

If you're not satisfied with our response, or if we haven't responded within the required timeframe, you can escalate your complaint to AFCA.

Australian Financial Complaints Authority (AFCA)

Free and independent dispute resolution

AFCA provides fair and independent financial services complaint resolution that is free to consumers. They can consider complaints about credit, loans, and financial services.

www.afca.org.au1800 931 678info@afca.org.au
GPO Box 3, Melbourne VIC 3001

When to contact AFCA: You should first try to resolve your complaint with us directly. If you're not satisfied with our response, or if we haven't responded within 30 days, you can lodge a complaint with AFCA.

Share a Compliment

Had a great experience? We'd love to hear about it!

Positive feedback helps us recognise team members who go above and beyond. If you've had an exceptional experience with Your Lending Friend, please let us know.

Your Lending Friend Pty Ltd | ABN: 72 669 448 560 | Credit Representative Number: 551509

Authorised under Australian Credit Licence 543046 (Viking Aggregation Pty Ltd)

Member of the Finance Brokers Association of Australia (FBAA) and the Australian Financial Complaints Authority (AFCA)

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