Franchise Loans

Typically 20-30% of the total investment is required as your contribution. This can include savings, equity in property, or other assets. Some franchise systems have relationships with lenders that may allow lower deposits. The stronger the franchise brand and your financial position, the better your options.

Most establishment costs can be financed including franchise fees, fit-out costs, equipment, initial stock, working capital, and training fees. Some lenders offer package deals that bundle everything into a single loan with one repayment. We can advise on the best structure for your specific franchise.

Yes, lenders assess franchise systems based on their track record, franchisee success rates, and support provided. Well-established brands like McDonald's, Subway, or Jim's Group often have easier approval paths. Newer franchise systems may require more due diligence but can still be financed.

Absolutely. Buying an existing franchise (resale) can be easier to finance than a new location because there's trading history to assess. Lenders can see actual revenue, profits, and performance. The purchase price must be supported by a business valuation.

Pre-approval can often be obtained within a few days. Full approval depends on the complexity of the franchise and documentation provided. For straightforward applications with established franchises, settlement can occur within 2-4 weeks. We recommend starting the finance process early in your franchise investigation.