Mazda BT-50 Finance
The Mazda BT-50 proves utes don't have to look or feel like workhorse appliances. With Mazda's premium design and Isuzu's proven mechanicals, it's the ute for those who refuse to compromise on style. We'll help you find competitive finance from over 40 lenders.
Style meets capability - the premium tradie choice
Finance the Ute That Looks as Good as It Works
The Mazda BT-50 rejects the notion that work vehicles should be purely functional. With Mazda's signature Kodo design language, premium interior materials, and car-like refinement, it's changed what tradies and lifestyle buyers expect from a ute.
At Your Lending Friend, we help Australians finance this premium choice. Whether you're buying new from Mazda, finding a quality used model, or need business finance with tax benefits, we compare options from 40+ lenders to find competitive rates that suit your situation.
Why Finance a BT-50 With Us?
Premium style and smart financing combined
Mazda Premium Quality
The BT-50 brings Mazda's renowned build quality and premium interior to the ute segment. It stands out from the workaday competition.
Stylish Design
Mazda's signature Kodo design language makes the BT-50 the best-looking ute on the market. A ute you're proud to drive anywhere.
Isuzu Toughness
Built on the proven Isuzu D-MAX platform, the BT-50 combines Mazda style with Isuzu reliability and durability.
Tradie-Friendly Finance
ABN holder options including chattel mortgage. Tax deductions on interest and depreciation for work vehicles.
Mazda BT-50 Models & Pricing
Approximate new pricing to help you plan your budget
BT-50 XT
$48,000 - $54,000
Entry-level with Mazda quality. 9-inch touchscreen, safety suite, and practical work features.
BT-50 XS
$50,000 - $56,000
Freestyle cab option for trades needing lockable rear storage with seat flexibility.
BT-50 XTR
$54,000 - $60,000
Mid-spec with enhanced styling, larger alloys, and improved interior appointments.
BT-50 GT
$60,000 - $66,000
Premium lifestyle variant with leather seats, premium audio, and full-spec features.
BT-50 SP
$58,000 - $64,000
Sport-styled with unique 18-inch wheels, sports bar, and exclusive design touches.
BT-50 Thunder
$62,000 - $68,000
Special edition with sports bar, roller tonneau, and distinctive styling package.
*Prices are approximate drive-away and subject to change. Use our car loan calculator to estimate repayments.
BT-50 Finance Options
Different ways to finance your Mazda BT-50
Consumer Car Loan
Standard secured car loan for personal use. Your BT-50 acts as security, helping keep rates competitive.
- Fixed or variable rates
- Terms from 2-7 years
- Balloon payment options
- Full ownership from day one
Best for: Personal buyers wanting a stylish lifestyle ute
Chattel Mortgage
The preferred choice for tradies and business owners. Take ownership immediately with significant tax benefits.
- GST claimed upfront
- Interest tax-deductible
- Depreciation benefits
- Flexible balloon options
Best for: Tradies who want work capability with premium comfort
Novated Lease
Salary packaging option for employees. Pay for your BT-50 from pre-tax salary through your employer.
- Pre-tax salary payments
- Running costs included
- GST savings
- Potential tax benefits
Best for: Employees with salary packaging benefits
How BT-50 Finance Works
Four simple steps from application to driving away
Apply Online
Complete our simple 5-minute application. Tell us about your income and whether you're buying for personal or business use.
Get Pre-Approved
We compare BT-50 finance options from 40+ lenders. Know your budget before visiting the Mazda dealer.
Choose Your BT-50
Shop with confidence at your Mazda dealer or find a quality used model. Pre-approval gives you negotiating power.
Drive Away
Once you've chosen your BT-50, we handle the paperwork with the dealer. Settlement typically takes 24-48 hours.
Checking your options won't affect your credit score
Calculate Your BT-50 Repayments
Use our car loan calculator to estimate your monthly repayments on a Mazda BT-50. Adjust the loan amount, rate, and term to find a payment that works for your budget.
Try the CalculatorMazda BT-50 Finance FAQs
Common questions about financing a BT-50
The BT-50 shares its platform with the D-MAX, including the proven 3.0L turbo diesel engine and core mechanicals. However, Mazda has applied its own design, interior treatments, and suspension tuning. The result is a ute that drives and feels distinctly Mazda while benefiting from Isuzu's proven durability.
The BT-50 appeals to buyers who want ute capability without ...
The BT-50 appeals to buyers who want ute capability without the typical ute compromises. The Mazda-designed interior is car-like in quality, the styling is sophisticated, and the ride comfort is excellent. It's the ute for people who care about how their vehicle looks and feels.
Yes, we finance both new and used BT-50s. The current genera...
Yes, we finance both new and used BT-50s. The current generation (2020 onwards) offers the Isuzu platform, while earlier models are genuine Mazda designs. Both can be financed competitively, though parts availability differs between generations.
For good credit applicants, some lenders offer no-deposit fi...
For good credit applicants, some lenders offer no-deposit finance on BT-50s. Having 10-20% deposit can secure better rates. Business buyers may have additional flexibility with chattel mortgage options.
Many tradies choose chattel mortgage for their BT-50, allowi...
Many tradies choose chattel mortgage for their BT-50, allowing GST claims upfront and interest deductions. The BT-50's premium interior and stylish design make it popular with trades who want to present a professional image to clients.
Yes, the BT-50 offers up to 3.5-tonne towing capacity with t...
Yes, the BT-50 offers up to 3.5-tonne towing capacity with the same proven 3.0L turbo diesel as the D-MAX. The 140kW/450Nm engine provides strong performance for towing boats, caravans, or trailers.
Yes, most lenders allow you to include genuine Mazda accesso...
Yes, most lenders allow you to include genuine Mazda accessories and aftermarket additions like canopies, bull bars, and tow bars in your finance. This keeps everything in one manageable payment.
Most applications receive a response within 24 hours. Straig...
Most applications receive a response within 24 hours. Straightforward applications often get same-day approval. Once approved, settlement with the dealer typically takes 24-48 hours.
Still have questions? Contact our friendly team