Toyota Landcruiser Finance
The Toyota Landcruiser is more than a vehicle - it's an Australian icon. Whether you're chasing a new 300 Series, a workhorse 70 Series, or a quality used model, we'll help you finance the ultimate go-anywhere vehicle with options from over 40 lenders, including specialists in higher-value vehicles.
Higher loan amounts available for premium 4WDs
Finance the Ultimate Australian 4WD
The Toyota Landcruiser has earned its reputation over 70 years in the harshest conditions on earth. From the Australian outback to African deserts, it's the vehicle that keeps going when everything else stops. No wonder Australians love them.
At Your Lending Friend, we understand that financing a Landcruiser is different from a standard car loan. The higher purchase price means you need lenders who specialise in premium vehicles. We compare options from 40+ lenders to find competitive rates for your Landcruiser dream - whether that's a new 300 Series Sahara or a battle-proven 70 Series workhorse.
Why Finance a Landcruiser With Us?
Specialists in higher-value vehicle finance
Higher Loan Amounts
Landcruisers command premium prices. We work with lenders who specialise in higher-value vehicle finance up to $150,000+.
Exceptional Resale
Landcruisers hold their value better than almost any vehicle in Australia. They're often worth more used than new RRP.
Off-Road Capability
The ultimate go-anywhere vehicle. Finance the Landcruiser that can take you to the most remote parts of Australia.
Business Options
Chattel mortgage and commercial options for primary producers, mining, and touring businesses. Tax benefits available.
Landcruiser Models & Pricing
Approximate new pricing to help you plan your budget
70 Series Single Cab
$75,000 - $85,000
The workhorse. Legendary reliability for mining, farming, and remote work.
70 Series Double Cab
$80,000 - $90,000
Crew cab configuration. All the capability with room for the team.
70 Series Wagon
$78,000 - $88,000
Troop Carrier heritage. Ultimate remote touring and outback adventure vehicle.
300 Series GX
$90,000 - $100,000
Entry to the 300 Series. Off-road focused with serious capability.
300 Series VX
$115,000 - $125,000
Balanced luxury and capability. Leather, premium audio, and advanced safety.
300 Series Sahara
$135,000 - $150,000
Flagship luxury 4WD. Premium everything while still conquering any terrain.
*Prices are approximate and subject to dealer premiums and market conditions. Use our car loan calculator to estimate repayments.
Landcruiser Finance Options
Different ways to finance your Toyota Landcruiser
Secured Car Loan
Traditional car finance where the Landcruiser acts as security. Ideal for personal buyers wanting competitive rates.
- Competitive rates for premium vehicles
- Terms from 2-7 years
- Balloon payment options
- Full ownership from day one
Best for: Personal buyers and families wanting the ultimate touring vehicle
Chattel Mortgage
Popular with farmers, miners, and businesses. Claim GST upfront and enjoy tax deductions on a genuine work vehicle.
- GST claimed immediately
- Interest tax-deductible
- Depreciation benefits
- Flexible balloon options
Best for: Primary producers, mining contractors, and tour operators
Commercial Hire Purchase
Hire the Landcruiser with option to own at term end. Good for businesses wanting to preserve capital.
- Lower upfront costs
- Tax-deductible payments
- Ownership at term end
- Preserves working capital
Best for: Businesses wanting to manage cash flow
How Landcruiser Finance Works
Four simple steps from application to adventure
Apply Online
Complete our 5-minute application. Tell us which Landcruiser model you're after and whether it's for personal or business use.
Get Pre-Approved
We compare options from lenders who specialise in higher-value vehicles. Know your budget before joining the waitlist.
Secure Your Landcruiser
With pre-approval in hand, you're ready to order new or purchase used. We can finance both dealer and private sales.
Start Your Adventure
Once your Landcruiser is ready, we finalise the paperwork and get you on the road - or off it.
Checking your options won't affect your credit score
Calculate Your Landcruiser Repayments
Use our car loan calculator to estimate your monthly repayments on a Toyota Landcruiser. For a $120,000 300 Series, see what different terms and rates mean for your budget.
Try the CalculatorLandcruiser Finance FAQs
Common questions about financing a Toyota Landcruiser
Toyota Landcruisers command premium prices due to their legendary reliability, exceptional resale value, and genuine off-road capability. They're the vehicle of choice for remote Australia, military, and aid organisations worldwide. Demand consistently exceeds supply.
Yes. We can pre-approve your finance before you even order. ...
Yes. We can pre-approve your finance before you even order. When your Landcruiser becomes available (which can be 12+ months for new models), your finance is ready to go. Just keep us updated on expected delivery.
Absolutely. Used Landcruisers hold their value exceptionally...
Absolutely. Used Landcruisers hold their value exceptionally well - some models are worth more used than new RRP. We can finance used Landcruisers up to 15+ years old for certain models, as lenders recognize their enduring value.
We work with lenders offering finance from $50,000 to $200,0...
We work with lenders offering finance from $50,000 to $200,000+ for Landcruisers. For higher amounts, factors like income, deposit, and credit history become more important. 300 Series Sahara models regularly require $130,000+ finance.
Different vehicles for different purposes. The 70 Series is ...
Different vehicles for different purposes. The 70 Series is the ultimate workhorse - simple, reliable, and incredibly capable off-road. The 300 Series offers luxury comfort with serious capability. Both hold their value extremely well and finance easily.
Yes. Landcruisers are popular with primary producers, and we...
Yes. Landcruisers are popular with primary producers, and we offer chattel mortgage options for ABN holders. You can claim GST upfront and deduct interest and depreciation. The vehicle just needs to be used primarily for business.
For good credit applicants, some lenders offer finance with ...
For good credit applicants, some lenders offer finance with minimal deposit due to the Landcruiser's strong resale value. For higher loan amounts ($100,000+) or if you have credit challenges, 10-20% deposit is typically recommended.
Yes. Many Landcruiser buyers add significant accessories - b...
Yes. Many Landcruiser buyers add significant accessories - bull bars, winches, drawers, long-range tanks, and suspension upgrades. Most lenders allow genuine accessories to be financed as part of your loan.
Still have questions? Contact our friendly team