Solar Equipment Finance
Invest in solar for your business without a large upfront cost. Finance commercial solar installations and offset your loan repayments with energy savings. Competitive rates from 40+ lenders, with low doc options available.
Offset costs with energy savings. Tax benefits available.
Commercial Solar Finance Made Simple
Solar power is one of the smartest investments an Australian business can make. With rising energy costs and abundant sunshine, commercial solar systems can dramatically reduce your power bills while demonstrating your commitment to sustainability.
At Your Lending Friend, we help businesses finance solar equipment without the large upfront cost. Our specialists work with lenders who understand renewable energy investments and can structure finance so your energy savings help cover your repayments.
Self-employed? Low doc options available. Get your solar project started today.
Solar Equipment We Finance
Complete systems or individual components
Solar Panels
Commercial-grade solar panels for rooftop and ground-mount installations.
Jinko, Trina, Canadian Solar, Longi, REC
Inverters
String inverters, microinverters, and hybrid inverters for all system sizes.
Fronius, SMA, Enphase, Sungrow, Goodwe
Battery Storage
Commercial battery systems to store solar energy for use when you need it.
Tesla Powerwall, BYD, Pylontech, LG RESU
Mounting Systems
Rooftop mounting, ground-mount frames, and carport solar structures.
Clenergy, Schletter, K2 Systems
Monitoring Systems
Smart monitoring to track system performance and energy production.
SolarEdge, Solar Analytics, Fronius
Complete Systems
Full commercial solar installations including all components and installation.
10kW to 100kW+ commercial systems
Benefits of Solar Equipment Finance
Why financing solar makes business sense
Offset With Savings
Your energy savings can offset loan repayments. Many businesses see positive cash flow from day one.
Tax Benefits
Claim depreciation and potentially benefit from the instant asset write-off. Consult your accountant for details.
Green Credentials
Reduce your carbon footprint and demonstrate environmental responsibility to customers and stakeholders.
Low Doc Options
Self-employed or prefer minimal paperwork? Low doc options available with just bank statements and BAS.
Fast Approvals
Many applications approved within 24-48 hours. Get your solar project started without delays.
Flexible Terms
Choose terms from 2 to 7 years. Match your finance term to your energy payback period.
Solar Equipment Finance Details
Flexible finance for your solar project
From small business systems to large commercial installations
Match your term to your solar payback period
Finance quality equipment from leading manufacturers
How Solar Equipment Finance Works
Getting approved for your solar installation is straightforward
Get Your Quote
Share your solar installer's quote with us. We'll identify lenders who finance solar equipment.
We Compare Options
Our specialists search 40+ lenders including those who specialise in renewable energy and equipment finance.
Choose Your Structure
Chattel mortgage, finance lease, or hire purchase? We explain the tax implications and help you decide.
Install & Save
Fast approval means your installation can proceed. Start generating power and saving money.
Checking your options won't affect your credit score
The Solar Investment Case
How financing solar can create positive cash flow from day one
Example: 30kW Commercial System
- System cost: ~$25,000 - $35,000
- Annual energy savings: ~$8,000 - $12,000
- Typical payback: 3-4 years
- System life: 25+ years
Financed Benefits
- No large upfront capital required
- Energy savings can exceed repayments
- Preserve working capital for operations
- Tax-deductible payments and depreciation
*Example figures only. Actual savings depend on your energy usage, tariff rates, and system size. Get a quote from your solar installer for accurate projections.
Solar Equipment Finance FAQs
Common questions about financing commercial solar
We finance complete commercial solar installations including panels, inverters, battery storage, mounting systems, monitoring equipment, and installation costs. From small business systems (10kW) to large commercial projects (100kW+).
While cash purchase avoids interest, finance allows you to s...
While cash purchase avoids interest, finance allows you to start saving on energy costs immediately without a large upfront payment. Many businesses find their energy savings exceed their loan repayments, creating positive cash flow from the start.
Yes. With the right finance structure, you can claim depreci...
Yes. With the right finance structure, you can claim depreciation on the equipment and potentially benefit from the instant asset write-off (subject to eligibility). Chattel mortgage allows you to claim GST upfront. Always consult your accountant for advice specific to your situation.
Most businesses choose 3-5 year terms, which often aligns wi...
Most businesses choose 3-5 year terms, which often aligns with the payback period for their solar investment. Shorter terms mean less interest overall, while longer terms reduce monthly payments. We help you find the right balance.
We primarily focus on commercial and business solar installa...
We primarily focus on commercial and business solar installations. For residential solar, you may want to explore options through our personal loans or green loans categories, or check with your solar installer for finance options.
Yes, you can finance complete solar-plus-storage systems. Ad...
Yes, you can finance complete solar-plus-storage systems. Adding battery storage increases your self-consumption and allows you to use solar power in the evening. The additional cost can be included in your equipment finance package.
For straightforward applications, we can often get approval ...
For straightforward applications, we can often get approval within 24-48 hours. Low doc applications can be even faster. This helps keep your installation timeline on track.
Many lenders offer no-deposit or low-deposit options for sol...
Many lenders offer no-deposit or low-deposit options for solar equipment. Some businesses choose to make a deposit to reduce repayments or improve their chances of approval.
Still have questions? Contact our friendly team