Car Loans & Finance in Canberra
Whether you're buying a car in Canberra, need business finance for your ACT company, or have been turned down elsewhere, we'll help you find the right loan. Access over 40 lenders including specialists for bad credit, no deposit, and self-employed borrowers.
Helping Canberra residents find finance solutions since 2010.
Your Local Finance Partner in Canberra
Canberra is a unique city - with a high concentration of government workers, defence personnel, contractors, and a growing tech and startup scene. At Your Lending Friend, we understand the diverse employment situations of Canberrans and find finance solutions that work for you.
Whether you're a public servant in Civic, a family in Belconnen, a contractor in Woden, or a business owner in Fyshwick, we've helped thousands of ACT residents find the finance they need. Our brokers take the time to understand your situation and find lenders who can help.
Finance Services in Canberra
Comprehensive lending solutions for Canberra and the ACT region
Car Loans
New and used car finance with competitive rates for Canberra buyers.
Bad Credit Car Loans
Specialist lenders who help Canberra residents with imperfect credit.
Personal Loans
Flexible personal finance for any purpose, available across Canberra.
Business & Equipment Finance
Fund your Canberra business growth with tailored finance solutions.
Truck & Trailer Finance
Commercial vehicle finance for ACT and regional transport businesses.
Leisure Finance
Finance for caravans, boats, and motorcycles to explore the region.
Why Canberra Chooses Your Lending Friend
We've helped thousands of ACT residents get the finance they need
Local ACT Knowledge
We understand the Canberra market - the public sector employment, defence presence, and growing tech sector that make it unique.
Government & Contractor Friendly
Whether you're APS, defence, or on contract, we have lenders who understand Canberra's employment landscape.
Fast Canberra Approvals
Apply online from anywhere in the ACT and get a response within 24 hours. Many customers get same-day approval.
Bad Credit Welcome
Financial setbacks can happen to anyone. We help Canberra residents with past credit issues find lenders who'll give them a second chance.
40+ Lender Panel
Access to major banks and specialist lenders - more options than going direct to your local Canberra bank branch.
No Credit Score Impact
Get a quote without affecting your credit score. Find out your options risk-free before committing.
Serving Canberra & the Capital Region
We help customers across the ACT and surrounding NSW
Plus all other ACT suburbs and the surrounding capital region
Canberra Car Loan FAQs
Common questions from Canberra customers
Yes! We specialise in helping Canberra and ACT residents with bad credit find car finance. Our panel includes specialist lenders who look at your current situation, not just your credit history. Many Canberra customers with defaults, bankruptcy, or poor credit have been approved through our service.
Most Canberra applications receive a response within 24 hour...
Most Canberra applications receive a response within 24 hours. For straightforward applications, we often achieve same-day approval. Once approved, settlement typically occurs within 2-5 business days, so you can be driving your new car around the ACT within the week.
Absolutely! Many of our Canberra customers work in the publi...
Absolutely! Many of our Canberra customers work in the public sector. Lenders often view government employment favourably due to the job stability. Whether you work for a federal department, APS agency, or ACT government, we can help find competitive rates.
Yes, we can arrange finance for vehicles purchased from Canb...
Yes, we can arrange finance for vehicles purchased from Canberra dealers, private sellers, or at auction. For private sales, we may require a vehicle inspection to ensure the car meets lender requirements.
Yes! While we feature Canberra prominently, we service the e...
Yes! While we feature Canberra prominently, we service the entire ACT region and surrounding NSW areas including Queanbeyan, Jerrabomberra, Bungendore, and Yass. The capital region is all part of our service area.
We understand that many Canberra workers are on contracts ra...
We understand that many Canberra workers are on contracts rather than permanent positions. Our lenders include those who work with contractors and can often approve finance based on contract history and income stability, even without permanent employment.
Still have questions? Contact our friendly team