Nissan Navara Finance
The Nissan Navara combines proven reliability with unique coil-sprung comfort. Whether you're a tradie needing a capable work vehicle, or a family wanting weekend adventure ability, we'll help you find competitive Navara finance from over 40 lenders.
Proven reliability with class-leading comfort
Finance a Ute Built for the Long Haul
The Nissan Navara has earned its reputation as a reliable workhorse over decades of Australian service. With its unique coil spring rear suspension offering car-like comfort, competitive pricing, and proven durability, it's a smart choice for tradies and families alike.
At Your Lending Friend, we help Australians finance their Navara purchase. Whether you're buying new from a Nissan dealer, finding a quality used model, or need business finance with tax benefits, we compare options from 40+ lenders to find competitive rates that suit your situation.
Why Finance a Navara With Us?
Reliability, comfort, and smart financing combined
Proven Reliability
The Navara has decades of proven reliability in Australian conditions. Lenders appreciate financing vehicles with strong track records.
Competitive Pricing
The Navara offers genuine value in the dual-cab ute market. More features for less money means better value from your finance.
Coil Rear Suspension
Unique coil spring rear suspension offers car-like ride comfort. Great for tradies who spend long hours in their ute.
Tradie-Friendly Finance
ABN holder options including chattel mortgage. Tax deductions on interest and depreciation for work vehicles.
Nissan Navara Models & Pricing
Approximate new pricing to help you plan your budget
Navara SL
$42,000 - $48,000
Entry-level workhorse with 7-inch display, reversing camera, and essential safety features.
Navara ST
$48,000 - $54,000
Popular mid-spec with 8-inch display, dual-zone climate, and additional comfort features.
Navara ST-X
$54,000 - $60,000
Premium variant with leather seats, Bose audio, and around-view monitor.
Navara PRO-4X
$58,000 - $64,000
Off-road focused with unique styling, orange accents, and enhanced capability.
Navara PRO-4X Warrior
$72,000 - $78,000
Premcar-engineered off-road hero with lifted suspension, wider stance, and aggressive styling.
*Prices are approximate drive-away and subject to change. Use our car loan calculator to estimate repayments.
Navara Finance Options
Different ways to finance your Nissan Navara
Consumer Car Loan
Standard secured car loan for personal use. Your Navara acts as security, helping keep rates competitive.
- Fixed or variable rates
- Terms from 2-7 years
- Balloon payment options
- Full ownership from day one
Best for: Personal buyers wanting a reliable family/lifestyle ute
Chattel Mortgage
The go-to choice for tradies and ABN holders. Take ownership immediately while enjoying tax benefits.
- GST claimed upfront
- Interest tax-deductible
- Depreciation benefits
- Flexible balloon options
Best for: Tradies and business owners using the Navara for work
Novated Lease
Salary packaging option for employees. Pay for your Navara from pre-tax salary through your employer.
- Pre-tax salary payments
- Running costs included
- GST savings
- Potential tax benefits
Best for: Employees with salary packaging benefits
How Navara Finance Works
Four simple steps from application to driving away
Apply Online
Complete our simple 5-minute application. Tell us about your income and whether you're buying for personal or business use.
Get Pre-Approved
We compare Navara finance options from 40+ lenders. Know your budget before visiting the Nissan dealer.
Choose Your Navara
Shop with confidence at your Nissan dealer or find a quality used model. Pre-approval gives you negotiating power.
Drive Away
Once you've chosen your Navara, we handle the paperwork with the dealer. Settlement typically takes 24-48 hours.
Checking your options won't affect your credit score
Calculate Your Navara Repayments
Use our car loan calculator to estimate your monthly repayments on a Nissan Navara. Adjust the loan amount, rate, and term to find a payment that works for your budget.
Try the CalculatorNissan Navara Finance FAQs
Common questions about financing a Navara
The Navara features a unique coil spring rear suspension instead of leaf springs, offering a more comfortable ride - particularly important for tradies who spend long hours driving. It also offers excellent value with strong features at competitive prices.
Yes, the Navara offers up to 3.5-tonne towing capacity on mo...
Yes, the Navara offers up to 3.5-tonne towing capacity on most models. The coil rear suspension actually provides better control when towing compared to leaf springs, though leaf spring models are available for maximum payload.
Yes, we finance both new and used Navaras. The D23 generatio...
Yes, we finance both new and used Navaras. The D23 generation (2015 onwards) represents excellent value in the used market. Used models with remaining warranty can be particularly good value.
For good credit applicants, some lenders offer no-deposit fi...
For good credit applicants, some lenders offer no-deposit finance on Navaras. Having 10-20% deposit can secure better rates. Business buyers may have additional flexibility with chattel mortgage options.
Most tradies choose chattel mortgage for their Navara, allow...
Most tradies choose chattel mortgage for their Navara, allowing GST claims upfront and interest deductions. The Navara's comfortable ride makes it popular with trades who cover long distances or spend significant time on the road.
The Premcar-engineered Warrior adds significant off-road cap...
The Premcar-engineered Warrior adds significant off-road capability including lifted suspension, wider track, and protective accessories. If you regularly go off-road or want the enhanced look, it's worth considering.
Yes, most lenders allow you to include genuine Nissan access...
Yes, most lenders allow you to include genuine Nissan accessories and aftermarket additions like canopies, bull bars, and tow bars in your finance. This keeps everything in one manageable payment.
Most applications receive a response within 24 hours. Straig...
Most applications receive a response within 24 hours. Straightforward applications often get same-day approval. Once approved, settlement with the dealer typically takes 24-48 hours.
Still have questions? Contact our friendly team