Finance Resources & Guides
Everything you need to make informed decisions about car loans, personal finance, and credit. Expert guides, helpful articles, and practical tools.
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Featured Resources
Popular guides and articles to get you started
First Car Loan Guide: Everything You Need to Know
A complete guide for first-time car buyers covering loan types, what lenders look for, and tips to improve your approval chances.
Understanding Your Credit Score
Learn what makes up your credit score, how lenders use it, and practical steps to improve your creditworthiness.
How to Get Approved for a Car Loan
Discover what lenders look for in applications and how to present yourself in the best light - even with less than perfect credit.
Tips for Buying Your First Car
Expert advice on choosing the right vehicle, negotiating the price, and avoiding common pitfalls when buying your first car.
Tools to Help You Plan
Use our calculators and guides to understand your options before you apply. Knowing your budget and what lenders look for can help you make better decisions.
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Frequently Asked Questions
Quick answers to common questions
Can I get a car loan with bad credit?
Yes, we specialise in helping people with bad credit get approved. We work with specialist lenders who look at your current situation, not just your credit history. Many of our customers have defaults, previous bankruptcy, or poor credit and still get approved.
How long does the loan approval process take?
Most applications receive a response within 24 hours. For straightforward applications, we can often get same-day approval. Settlement typically occurs within 2-5 business days after approval.
Will applying affect my credit score?
Our initial quote process uses a soft credit check which doesn't impact your credit score. A full credit check only happens if you decide to proceed with a formal application.
Do you charge any upfront fees?
No. There are no upfront fees for our service. We are paid by the lenders when your loan settles, so our service comes at no direct cost to you.
What documents do I need to apply?
Typically you'll need proof of identity (driver's licence or passport), proof of income (payslips or tax returns), and bank statements. Requirements may vary depending on your situation and the lender.
Can I refinance my existing car loan?
Yes, if you're paying too much on your current car loan, we can help you refinance to potentially get a lower rate and reduce your repayments. We'll compare options from our panel of 40+ lenders.
Still Have Questions?
Our friendly team is here to help. Give us a call or send us a message and we'll get back to you as soon as possible.